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Secure your funds with a triple-layered wallet

FREE activation, NO Monthly Fees

Send and receive money worldwide for FREE

Earn 3% APR on all mobile wallet balances

Technology locked down via E2EE and RSA Encryption

Send Money with Phone-Guy®

Finally a low cost way to move money globally

Free, unlimited domestic money movement

Send money globally in real time from the convenience of your phone

Transfer money to over 60 countries

Send Money with Phone-Guy

Need to pay or request funds from a friend or loved one? Send money with Phone-Guy’s industry-leading mobile payments system via your computer or mobile app. Sending Money with MCN allows you to use the payment network that works best for you. This one-stop shop is fast, secure, and a convenient way to send money to family and friends anywhere in the world, at any time, from your Phone-Guy Mobile Wallet Account.

Phone-Guy® Mobile Wallet

No set-up or monthly Fees

Earn 3% interest on your mobile wallet balance

Suspend your account with one click

Send Money Globally in Real Time

Phone-Guy Mobile Wallet

Phone-Guy has made it possible to load money directly to your Mobile Wallet Account from a US Bank Account, Bank Debit Card, Credit Card Load, and Select ATMs without using a Debit Card. Phone-Guy customers can also receive money from other Mobile Wallet Customers and through our personal loan program.

How much are the Phone-Guy Mobile Wallet Fees?

Transaction Cost
Load funds from any U.S. checking/savings account $1.00 per transaction
Transfer funds to any U.S. checking/savings account $1.00 per transaction
Load funds from a credit card (limit of $250 per individual load) 5% of transaction
Mobile Wallet to Mobile Wallet Transfers (Send & Receive) FREE
Request Funds / Micro Payments Merchant Processing FREE

Mobile Apps

Confirm your identity with a PIN, fingerprint or iris/face scan

Ditch your wallet and use the app as a faster and safer way to do your banking

iOS and Android shortcuts to move money, pay bills and more

Referral Program

Invite family and friends to enroll via SMS or email and if they sign up for wellness services, then you and the person you referred each earn $10 cashback reward on your mobile wallet account.

Activate wellness services and receive $10 cashback reward on your mobile wallet account.

Buy / Sell Stocks

Create your own Brokerage Account

Buy and Sell Stocks and Equities

Monitor your investments in Real Time

Buy / Sell Stocks

The Equities section of your Portfolio Accounts allows access to markets through a linked brokerage account which provides a convenient and flexible way to invest in the financial markets. Equities, commonly referred to as stocks, represent ownership shares in a company. When investors purchase stocks, they are essentially buying a portion of ownership in that particular company. These ownership stakes entitle shareholders to a proportionate share of the company's assets and profits, as well as a say in certain corporate decisions through voting rights at shareholder meetings.

TeleHealth Services

Easy enrollment with the ability to manage household dependents

Plans include urgent care, mental & talk therapy and primary care

Annual membership that includes virtual telehealth services to all members

TeleHealth Services

MyHealth allows you to sign up for an annual membership that includes virtual telehealth services to all members of your household. This includes one individual single member, his or her spouse / domestic partner, and legally dependent children up to the age of 26, at significantly discounted rates. Request care visits, schedule appointments and manage your family visit history. Plans include urgent care, mental & talk therapy, and primary care. All Annual Subscriptions are non-refundable.

Urgent Care Plan $40.00 per year and $38.00 per visit
Urgent Care Plan + Behavioral Health Plan $50.00 per year and $38.00 per Urgent Care visit & $65.00 per Behavioral Care visit

Market Place

Use your Mobile Wallet to make everyday purchases

Earn between 15% to 40% cash back rewards on all purchases

Make purchases from top brands in one single online marketplace

Market Place

The Phone-Guy Marketplace allows you to buy goods and services from a variety of retailers including: Best Buy, Groupon, Priceline, and more. No credit card or personal information is ever used to make marketplace purchases and you can use the funds right from your mobile wallet. Our state-of-the-art pending purchases technology takes 3-5 seconds to secure the transaction .

Cardless ATM Transactions

Withdraw cash without the need for a card

App generated, one-time use verification code to withdraw cash

Most secure way to withdraw cash from ATMs

Cardless ATM Transactions

Get the convenience of having your Debit Card with you whenever you have your phone on hand. Phone-Guy allows you to load and withdraw funds to/from your mobile wallet account at thousands of participating ATMs without using a Debit Card. The cardless ATM withdrawals have lower ATM fees and offers the convenience of using your mobile device to complete the transaction. Cardless ATM transactions come complete with additional security features to ensure that your cash stays safe, even if your mobile device goes missing

Portfolio/Investment Services

Buy and Sell Gold and Silver

Manage your investments in real time and at a fraction of the cost

Simple user interface

Phone-Guy® Wireless Service

Plans Starting at $10.00 per Month

Bring Your Own Device

No Contracts / No Credit Checks

iOS and Android Mobile App

Low International Long Distance Rates

Enroll